Saving Today For Tomorrow

Attention!!!

Have you ever wondered what your future would be like?  Will you be happily married, raising a family, within your newly purchased or built home?  Perhaps you might be funding your child’s postgraduate education, opening a business, financially assisting your aging parents, or giving praises for finally paying off your college tuition, so that you may focus on settling on a career and then, retiring.

How we spend our money, should be of primary concern to us.  Some people are sometimes care-free in the way that they spend their money.  Saving your money can actually help to alleviate some financial crisis, as well as, aid in fulfilling some of your planned short and long term goals.  “Money definitely does not grow on a tree,” however, “every mickle mek a mockle”. So why not put aside that extra cash?

Spending your money wisely “can help you strengthen your control over the impact that life’s “curve balls” can have on you and your family’s finances,” according to Robert .J. Garner, from the book: “Ernst &Young’s Financial Planning Essentials: Plan Now For Your Financial Security, 5th edition". Practicing good finance management can enable you to accomplish many financial needs.

When you save your money, you will not only practice good personal financing, but you are setting aside money for all sorts of expenses.  These include: unexpected expenses, providing for long-term expenses such as: education, retirement; or simply, to pay off  living expenses, as expressed in the book: “Personal Finance: 7th edition, by Jack Kapoor, Les R. Dlabay & Robert J. Hughes".  

Mr. Williams, a well-known successful entrepreneur within my community, started to save at home from a tender age.  Eventually, he began to bank his savings, which grew interest and later invested it in chicken farming, initially with only twelve (12) chickens. 

A few years later, his business flourished, thus, creating employment for about fifteen (15) persons; profits yielded have been very attractive, and he now operates along with the chicken farm, a mini-mart.  This is to say that saving, however small, when used wisely can yield positive success and should not be overlooked.

“The point is that we need not spend money the instant we receive it”, according to Peter L.Bernstein, who wrote the book: “A Primer on Money, Banking, and Gold”.  

Life is full of the unexpected so, start saving today for tomorrow!